kristymlopez

Archive for the ‘Un-Business Stuff’ Category

Relaxation Techniques To Deal With Holiday Stress

In Un-Business Stuff, What You Need To Know About Small Business on December 20, 2018 at 8:23 am

Holidays are so stressful! When you’re struggling with buying the right gifts, getting along with family members, and managing your business through the busiest part of the year, it’s easy to get overwhelmed. You may not be able to eliminate the sources of your stress, but you can use relaxation techniques to limit the effect they have on your mental health.

Start by Getting Support

Extreme stress is a serious threat to your mental health. If holiday stress is becoming a problem for you, you may benefit from therapy. The problem may be temporary, or it could be the first indication that you need to discuss and work on dealing with all the stresses in your life. Signs that the stress is getting to you include:

  • Anxiety
  • Irritability
  • Lack of energy
  • Headaches
  • Digestive upsets
  • Insomnia
  • Tense muscles
  • Unexplained aches and pains

As you talk to your counselor, you can understand the sources of your stress, why they effect you the way they do, and what you can do to manage your stress. One telehealth option is https://www.betterhelp.com/online-therapy/.

Relaxation Techniques to Do on Your Own

Your therapist can teach you relaxation techniques during sessions, guiding you through each process. You can also use them on your own, whether you’re at home, at work, shopping, or even at a holiday party. Here are some of the techniques to try.

Systematic Breathing

The great thing about breathing techniques is that you can do them no matter where you are. Under the umbrella of systematic breathing, there are several different techniques:

  • Deep, slow breathing.
  • Belly breathing – put one hand on belly and one hand on chest. Breathe so that your belly moves in and out, but your chest does not move.
  • 4-7-8 breathing – breathe in for a count of four, hold for a count of seven, breathe out for a count of eight.

Progressive Muscle Relaxation

Progressive muscle relaxation is a technique that’s especially helpful if your muscles are feeling tight. Begin by breathing slowly and deeply for a few minutes. Then, focus on each muscle group one at a time. Tense those muscles, hold, and then release all the tension.

Mindfulness Meditation

Mindfulness meditation can be very helpful when you’re feeling stressed. Sit or lie down in a comfortable position. Simply pay attention to your breath as you focus on the present moment. Let concerns about the past and future drift away as you focus on what you’re experiencing and feeling right now.

Guided Imagery Recordings and Apps

Guided imagery is a technique that helps you relax by imagining calming scenes. A therapist can lead you through the technique, or you can do it on your own using guided imagery recordings or apps. Simply sit comfortably, breathe slowly, listen, and imagine the scene described.

It’s Really Okay to Relax

Do holidays make you feel like you need to be busy and focused on getting things done every waking moment? What you need to consider is that you’ll be able to accomplish more if you’re feeling relaxed. Dealing with holiday stress isn’t easy, but relaxation techniques make it much more manageable.

Marie Miguel has been a writing and research expert for nearly a decade, covering a variety of health- related topics. Currently, she is contributing to the expansion and growth of a free online mental health resource with BetterHelp.com. With an interest and dedication to addressing stigmas associated with mental health, she continues to specifically target subjects related to anxiety and depression.

This post may contain affiliate links.

Telehealth And Patient Education

In Un-Business Stuff, What You Need To Know About Small Business on December 20, 2018 at 8:05 am

Telehealth is becoming more important as a way to educate patients. It’s been especially helpful for doctors and others in the business of caring for people with chronic conditions. Even better, telehealth patient education has empowered people to take charge of their health and improve their quality of life. Here’s how it works.

What Can I Learn Through Telehealth?

Telehealth is typically used for patient education when the person has a chronic condition. So, for example, if you see a counselor for major depression or a cardiologist for heart disease, you can learn about that illness and how to manage it. Some of the lessons might include:

  • General information about the disease.
  • Symptoms and warning signs.
  • Treatment options.
  • Medication management information.
  • Self-care tips.
  • Recommended lifestyle changes.

How Is Telehealth Delivered?

Telehealth can be delivered by mobile devices, TV, telephone, videoconferencing, or any web-connected computer or device.

The information comes from your doctor, counselor, nurse, or other healthcare professional. They may talk with you to help you learn about your condition. Or, they may send videos and other digital information for you to view whenever you choose.

Why Telehealth for Patient Education?

Telehealth has several benefits for both healthcare providers and patients. Telehealth helps with patient education by:

  • Giving people in remote locations easy access to educational resources.
  • Efficiently delivering patient education despite provider shortages.
  • Cutting costs for both clinics and patients.
  • Eliminating travel time to receive patient education.
  • Reducing stressors like dealing with traffic and getting to appointments on time.
  • Offering more convenience than in-person educational sessions.
  • Reducing time away from work.

Telehealth vs. Searching Online

Of course, the web is full of information about just about every medical condition. Then, why is telehealth better?

  • Telehealth can be customized to meet your specific needs.
  • You don’t have to search for information – it comes to you.
  • You don’t have to weed out unreliable information sources.
  • You have opportunities to ask questions or request specific information.
  • You and your healthcare provider are on the same page.

Has Telehealth Been Successful for Education?

At this point, many studies have considered the effectiveness of virtual patient education provided by telehealth systems. Time and time again, the research has shown that telehealth is as effective or more effective for helping patients manage chronic diseases than face-to-face patient education.

Here are two specific studies that have shown the efficacy of patient education with telehealth.

Is Telehealth the Right Way for Me to Learn about My Condition?

Whether to use telehealth services is an individual decision for most people. In the future, telehealth will likely become the standard way for people to learn about their chronic conditions. In the meantime, consider the benefits and effectiveness that telehealth offers. You may have your answer right there. For one of the leading telehealth providers, check out https://www.betterhelp.com/online-counseling/.

Marie Miguel has been a writing and research expert for nearly a decade, covering a variety of health- related topics. Currently, she is contributing to the expansion and growth of a free online mental health resource with BetterHelp.com. With an interest and dedication to addressing stigmas associated with mental health, she continues to specifically target subjects related to anxiety and depression.

 

This post may contain affiliate links.

What To Know Before Buying A Condo

In Un-Business Stuff on October 15, 2018 at 8:15 am

There are many things to know about buying a condo. One of them is that you are buying into a community-style of living. After all, your apartment and the next one is separated by walls. You learn to share public amenities with other people. You own just the space that is within your walls. Other facilities such as staircases, recreational courts, swimming pool and many more are shared. Living in a condo gives you an opportunity to affordably enjoy some of the things that would cost you much more if you were to live in a regular, detached home.

But first, here are the most important things to know about buying a condo:

Know How The Condo Association Is Managed

When you buy a condo, just know that you are buying into a community. Thus, as you sign that contract to buy the condo, know that you are signing an agreement to abide with the community rules, to live in peace with all the people living there. It is paramount to ask how the condo is managed. Ask questions about the HOA fees, about the regulations and anything else. You should also know the financial health of the association. If it does not have any money, they could raise the HOA fees soon, or there could be issues when there is need for exterior repairs.

Ask To See The Association’s Budget

It will be hard for the association to give their yearly budget to a potential buyer. However, you can ask the person who is selling you the condo to ask for the budget and bring it to you. Condo owners pay a monthly fee to the association for the shared amenities and for repairs. Thus, if the condo you want to buy is old and worn down, the fees may be higher. That is why you should see the budget.

You Still Need The Help Of A Real Estate Agent

Treat condo buying with the seriousness that it deserves. Get professional assistance and it will make things easier for you. Your real estate agent can really help you cut through the muck and buy a condo faster. At the same time, the real estate agent will also advise you appropriately. He or she knows all the condos on sale in different areas. Thus, he/she might even advise you to forget the new condos and take an older one that is in good condition to save money. If you are from Los Angeles, you can check out condo sale Los Angeles.

Condos Are Not Always Bliss; They Have Some Drawbacks

Buying a new home means knowing everything about home ownership. Condo life is not for everyone. For example, if you are not a very social person, you may not enjoy living in a condo. You have to share recreational spaces with your neighbors. However, if you are a senior and you want to live in a home where the exterior, grounds and other things are taken care of by others, condo life is ideal for you.

Condo Insurance Is Cheaper

Although you will have to buy private insurance for your condo, it is still cheaper than what a detached home would get. There is also homeowners insurance that is paid by the community. It covers the condos against theft, fire, flooding and other risks. Public areas have insurance policy that all condo owners pay through the HOA fees.

There May Be More Fees In Future

When the association does not have enough funds in reserve, condo owners may be charged special assessment fees in future should major repairs arise. This is why we said you have to see the association’s budget. If the condo is older, it is likely to have less money in the reserve fund and therefore they are bound to need to impose a special assessment fee in future.

Find Out About The Delinquency Rates

When the condo building has many owners who are behind on their dues, it might be hard to get financing. Banks and mortgage providers consider many things when giving financing for homes, and the delinquency rate is one of them. It would be best to buy into a condo building which has a delinquency rate is lower than 15%. In addition, if the delinquency rate is high, it means the recreational facilities may suffer in future.

Conclusion

Buying a condo can have so many advantages but it comes with its own set of disadvantages. Knowing the above mentioned things should help you make a better and well-informed decision. If you are from Santa Monica California, you can visit condo for sale Santa Monica to find some of the best condos available in the city.

This post may contain affiliate links.

Repairing The Damages Caused By Impulsive Spending

In Un-Business Stuff, What You Need To Know About Small Business on August 30, 2018 at 5:06 pm

Impulse purchasing can be a fun thing. After all, how can we say no to an amazing deal? Unfortunately, those impulsive purchases can come back to haunt us. One of the potential causes for destroying credit ratings is traced back to people making impulse purchases.

Impulse buys can be plenty of fun, but if taken to serious extremes the results can be disastrous for credit accounts. If you choose to ignore the ever-growing size of your credit card statements, fixing your credit becomes increasingly difficult.

Nobody said that it can’t be done, though. Even if someone plunges deep into trouble, simple yet profound changes in behavior can save your credit. Of course, it’s easier said than done; finding the right credit repair answers isn’t a mystery though. In fact, they’re a lot more obvious than you think.

Recognizing the Problem

Before anything can be done, you need to recognize that there is a problem. This comes when a person realizes the negative effect the unnecessary spending is having on their credit. There also might be a psychological aspect to it as well, however.

Dr. Ian Zimmerman of Psychology Today stated that there are a few reasons behind impulse buying:

  1. Impulse spenders are concerned about their social status.
  2. Anxiety and emotional instability often accompany these people, which affects their ability to make rational decisions
  3. Lower levels of happiness create a need to fill in empty spaces with something fulfilling, like shopping.

It can take a tremendous amount of pride for someone to admit to having a problem with impulsive spending—the realization could be embarrassing for the individual. Even so, when said problem results in a damaged credit, humiliation is nothing compared to the long-term pain of financial ruin.

Preparing a Budget

If you’re going to resist the urge to impulsively buy things, you need to do what you can to stop yourself from doing so. This becomes much more practical once a shopping list is formed. A shopping list serves the purpose of making unnecessary spending a crime by not allowing anything else to be purchased outside the limits of the budget.

On that note, a personal budget based on your monthly income should always be kept as well. Once you see how much money is typically used for bills, food, and other necessary expenses, you’ll find that it gets harder to buy things without having planned to do so.

Avoid Tempting Situations

If you want to avoid buying things on impulse, don’t go to stores where you know you’ll spend your money. When these places are avoided, the temptation to spend money will be decreased. While it may be easier said than done, this is perhaps the most fundamental way to keep yourself from potentially damaging your credit.

This can prove to be tricky since there are lots of places to spend money online, which makes impulse buying as simple as a few clicks. Working through the urge to spend money carelessly will enable you to stop and realize that some things just aren’t worth spending money on.

Credit Repair is Possible

Knowing you have a problem with impulsive buying and working to fix it isn’t easy, but it can be done. The less you impulsively buy, the easier it becomes to repair your credit—payments become much more manageable and can be paid on time. The natural result of this will be stronger credit scores, more money, and an easier time getting loans for things you need, like a house or a new car.

This post may contain affiliate links.

Ideas For How To Strengthen Your Marriage

In Un-Business Stuff on June 26, 2018 at 8:38 am

For those who decide to marry, you know that it can be a challenging and rewarding relationship all at the same time. You love your spouse, but there are days that you argue which causes unwanted friction in your relationship.

The upside to all of this is that there are practical ways for how you can strengthen your marriage and grow closer to one another. All it takes is a little extra effort on both sides and you two committing to deepening your bond and falling even more in love as time goes on. Remember to try to enjoy the experience and all the benefits it brings to your marriage.

Spend Quality Time Together

Passing each other in the hallway and hardly noticing each other’s existence isn’t what’s going to help you strengthen your relationship. You need to block off your calendars for spending quality time together where you can participate in activities you both enjoy. Think back to when you first started dating and all the fun you had when you were young and in love. Bring back these feelings by giving each other your undivided attention and being together in a relaxed environment where you can simply take pleasure in one another’s company. Switch off who plans the date night to keep it interesting and share the responsibility between the two of you.

Discuss & Manage Your Finances Collectively

One of the main reasons marriages split up is because of financial disagreements or troubles. It’s important you work together and come up with a plan for how you want to manage your money as a team. Refer to a resource such as Bonsai Finance to learn about the pros and cons of opening a joint bank account and additional money management tips. Stop blaming each other for irresponsible spending habits and instead come up with a plan of attack jointly for how you want to proceed in the future. This is one task you want to put at the top of your to-do list if you’re going to truly be happy in the long-term.

Communicate Openly & Talk about Your Day

Honest and open communication is essential for strengthening your relationship and getting to new levels of intimacy with your partner. Being secretive and shying away from sharing important details with your spouse won’t help to win over their trust. One way to help you overcome any barriers is to get in the habit of sharing about your day with each other. You should both be willing to listen and ask relevant questions so you understand where the other is coming from and can offer advice if necessary. Holding back information or talking over each other will keep you from getting on the same page.

Stop Comparing Yourselves to Others

Strengthen your marriage when you stop comparing yourselves to others and external relationships. It’s tempting to do when you see people who appear happy on the surface, but you don’t know what’s truly going on in their lives. Focus on your spouse and improving your situation first and foremost and stop worrying about what others are doing. You’ll accomplish more and get further ahead when you’re giving the one you love your undivided attention and working together to strengthen your marriage. While adapting behaviors from healthy relationships is encouraged, you should never try to mimic people whose lives you know nothing about in the first place.

Show & Express Gratitude & Appreciation for Each Other

Be mindful that you’re taking the time to express gratitude and show appreciation for each other and what you individually contribute to the relationship. Surprise one another with kind gestures such as helping out with chores or around the house when the other person least expects it. These are exactly the types of improvements you need if you’re going to get through difficult times. Be vocal about how you feel toward your spouse by saying you love them out loud and not simply assuming they know that you’re thinking it. Speak up and say thank you to each other once in a while and don’t be afraid to be vulnerable with your partner.

Be Respectful

A little respect goes a long way, especially in a marriage, so never underestimate the power of this suggestion. You can accomplish this goal by being considerate of the other person’s space and their feelings if you want to strengthen your bond. Build trust instead of snooping around and assuming the person you love is behaving poorly or going behind your back. Not only demonstrate respect by your actions, but also verbally with your words and how you speak to one another at all times. It’s important you treat each other with proper respect both in public and behind closed doors if you want to find long-term success as a couple.

Problem Solve instead of Complain

You can complain all you want about what’s wrong or tough about your marriage, but that’s not what’s going to help you two last for years to come. Focus your efforts on communicating and problem solving your way to better days ahead. Work as a team to come up with solutions, instead of arguing and blaming one another for mistakes each of you has made in the past. Sit down and discuss the issue at hand and talk through what’s on your mind versus assuming the other person knows what you’re thinking. Your problems aren’t going to go away until you get to the root causes and both move past them without holding any grudges.

Conclusion

Marriage is work and takes both parties contributing and giving it their all if you’re going to see positive results. Strengthen your marriage using these ideas and take note of how much happier and satisfying your life becomes. Accept that there will be obstacles along the way, but that you can overcome these road bumps if you and your loved one are willing to put your differences aside and focus on why you two fell in love in the first place.

This post may contain affiliate links.